Never hire a US Signer from Craigslist, Fiverr, or an open Telegram group. Source from licensed corporate service providers, verify with three-document KYC, use milestone payment, and sign a proper Power of Attorney scoped to the specific task.
You need a US signature. The bank appointment is in 3 days. A stranger in a WhatsApp group says they can help for $200. Stop. This is the most common way non-resident founders get defrauded. Here is the correct process.
Step 1, Define the exact task
Before contacting anyone, write down precisely what you need:
- Which document needs to be signed? (Articles, bank application, lease, BOI, SS-4, etc.)
- Will the signing be in-person or remote (via DocuSign / HelloSign)?
- Does the document require a notary public? (many banks and US titles do)
- Will the signer need to physically appear at a bank or office?
- What is the timeline? (urgent tasks cost more)
Step 2, Source from legitimate networks
The legitimate sources for US Signers are limited, but they are the only safe ones:
- Corporate service providers with a verified US office (IBOCore, Harvard Business Services, a handful of others)
- Corporate law firms specializing in international business (expensive, $500-$2,000 per signature)
- Notary + Signing Service companies (for notarized documents specifically, e.g., NotaryLive, OneNotary)
- Registered Agent services that offer signer-as-add-on (Northwest Registered Agent, etc.)
Avoid.Fiverr, Craigslist, Facebook groups, open Telegram channels, "a guy I found on LinkedIn". These channels are full of identity thieves and Stripe rotation schemes.
Need an IBO right now?
Same-day delivery, full bank access, zero interference. Or jump on Telegram if you want to chat first.
Step 3, Three-document KYC
Before you send one dollar, demand three pieces of verification:
- Live video ID check, the signer holds their government ID next to their face on a Zoom call, live (no pre-recorded video)
- Recent utility bill, last 30 days, matching the name and address on the ID
- Recent personal bank statement, last 30 days, matching the same name
If the candidate refuses any of these, they are not a legitimate signer. Walk away.
Step 4, Scope the Power of Attorney
The Power of Attorney (or Authorized Signatory provision) must be narrowly drafted. A general POA is extremely dangerous, it lets the signer do anything with your entity. You want a specific POA:
- Limited to one document or one transaction
- Includes an expiration date (30 days maximum for most one-offs)
- Names the specific counterparty (e.g., "to open an account at Chase Bank")
- Includes a revocation clause, you can terminate the POA at any time in writing
- Is notarized on both sides (signer and principal) when required by the counterparty
Step 5, Milestone payment
Never pay 100% upfront. Standard structure:
| Milestone | % paid |
|---|---|
| Signed service agreement | 25% |
| Document signed and delivered | 50% |
| Counterparty confirms acceptance (bank opens, state accepts filing, etc.) | 25% |
Step 6, Confirm delivery
After the signature, verify the document was actually accepted. This sounds obvious but many founders pay for a signature, never check, and find out weeks later that the document was rejected:
- For state filings: check the state's Secretary of State website for the entity status
- For bank accounts: confirm the account number and first login credentials work
- For EIN applications: wait for the CP-575 letter from the IRS (or confirmation via fax)
- For merchant accounts: confirm the processor has emailed the merchant ID
Red flags to watch for
- Signer asks for cash or crypto-only payment (legitimate businesses take wire, ACH, or card)
- Signer refuses to video verify
- Signer pushes to also hold the bank login (absolutely never)
- Signer offers to "also be the owner on paper" without a proper IBO contract (this is the IBO scam, not a signer)
- Provider cannot produce proof of US business registration (LLC, insurance, etc.)
When to upgrade from signer to IBO
If you find yourself hiring a US Signer twice within 60 days, stop. You actually need an IBO. The ongoing-relationship cost of a proper IBO is almost always lower than repeatedly paying for one-off signatures, and the continuity completely eliminates the account-freeze risk.
Why IBOCore.We offer both: vetted one-off US Signers for specific tasks, and full IBO relationships for operating businesses. Every signer is background-checked and bonded through our master agreement. No $200 surprises that turn into $20,000 problems.
Need a signer or an IBO this week?
Jump into the IBOCore Telegram channel, our team responds within the hour.