Every Independent Business Operator is sourced and qualified by IBOCore in-house. Each available package ships the same day you pay: a clean US LLC, a fresh nominee director, full bank access, EIN and Articles of Organization. Names are masked until you create a merchant account.
Available packages first, then the ones releasing soon, then the ones already sold. Every card shows the opening month and the state of incorporation.
15 packages listed
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A complete, standalone business identity. Each package is ready for merchant account onboarding from day one. Nothing is missing. You receive everything an acquirer will ask for.
LLC or C-Corp incorporated in the director's state. EIN included, full legal standing, ready for acquirer due diligence from day one.
A real, verifiable US-based individual who collaborates on all KYC steps, bank onboarding, processor verifications and ongoing compliance requests.
Fully operational account at Bluebanc or Relay. Full access: inbound wires, outbound wires, debit card. No minimum balance, no restrictions.
Every personal and business document required by acquirers: government ID, proof of address, articles of incorporation, operating agreement, EIN letter.
A branded business email address tied to the entity (e.g. contact@companyllc.com), ensuring credibility during processor applications and all business communications.
The director is available for verification calls, acquirer queries and any compliance process throughout the active life of the package. NO stolen identities. Every director is a real, consenting US individual, fully KYC-verified.
A dedicated US residential IP so every login, verification and acquirer review looks like it originates from a real American operator.
Every merchant is added to a private Telegram group with their own account manager. Questions, verifications, compliance requests: handled in minutes, any time of day.
Custom merchant-facing bank pages used to pass acquirer due diligence and KYB screenshots. Deployed on request for sensitive verticals.
One-on-one guidance to pick the right acquirer, structure your application, and get approved on the first try, matched to your vertical and volume.
Pre-built PDF templates ready to be filled and sent to acquirers: partner/service agreements, invoices, bank statements, refund policy, terms of service. Designed to pass underwriting on first review.
We ship new modules on a regular basis. Ask on Telegram for the latest.
Pricing, processor compatibility, KYC requirements, payout schedule, edge cases: the Telegram group answers before you acquire a package.
Every common question is also answered in the FAQ.
Reference material for operators researching IBO structures, US signers and nominee directors for high-risk merchant account infrastructure. Includes questions specific to the inventory page.
An IBO (Independent Business Operator) is a US-resident individual who is legally appointed as the director of a US business entity on behalf of an operator based outside the United States. The IBO carries the legal and KYC responsibility of running the company on paper, while the operator drives the actual business. In a merchant account context, the IBO is the name on the entity, the name on the bank account and the name the processor underwrites.
In practice, these three terms describe roughly the same role. A "Nominee Director" is the formal corporate-law term for someone who holds a director title on behalf of another party. A "US Signer" emphasises the fact that the person signs US bank and processor paperwork. "IBO" is the industry term used inside the high-risk merchant account ecosystem. The legal function is essentially identical: a real US individual lends their name, ID and signature to a company they do not operationally control.
Anyone who wants to process high-risk volume through a US merchant account but is not a US resident. This includes international dropshippers, info-product sellers, subscription operators, SaaS founders, crypto-adjacent merchants, nutra operators, continuity sellers and any entrepreneur whose vertical is denied by banks in their home country. If you cannot open a US MID under your own name, you need an IBO.
High-risk acquirers require a local director, a clean US credit profile, proof of US residency and a US-incorporated entity. Non-US operators almost never satisfy all four conditions at once. On top of that, many operators need multiple MIDs in parallel to absorb processing caps. Instead of trying to open every MID personally, they use one IBO per entity and scale horizontally.
Technically yes, but in practice it almost always fails. A casual friend or family member in the US will not pass background checks, will not have an adequate credit score, will not want their name on a high-risk MID and will disappear the first time an acquirer asks for a verification call. Professional IBOs are pre-vetted, trained, responsive and contractually committed.
No, it is the opposite. Using IBOs is exactly how serious operators scale past single-MID processing caps. Each IBO gives you a fresh US entity and a fresh director identity, which means a fresh underwriting file that acquirers can approve without tripping duplicate-operator flags. The more IBOs you operate, the more parallel processing capacity you carry.
A serious IBO provides a government-issued photo ID, a proof of current US address, a social security number for KYB and tax forms, signed articles of incorporation, a signed operating agreement, an EIN confirmation letter, bank onboarding paperwork, a personal utility bill, a clean credit report and any additional document the acquirer requests during onboarding.
Reputable providers recruit IBOs through long-standing personal networks, not mass advertising. Every candidate passes a criminal background check, a credit score review (typically 650+), a banking history review and a behavioural interview on availability, responsiveness and willingness to cooperate with acquirer due diligence over months or years.
Package delivery is same day. Acquirer onboarding typically takes 3 to 10 business days depending on the processor and the vertical. End-to-end, serious operators move from order to live processing in around two weeks. Monthly billing starts 30 days after package delivery regardless.
Yes, when structured correctly. US corporate law explicitly allows non-resident individuals to own US companies and to appoint local directors. What is not legal is using stolen identities, forged documents or sham entities designed to defraud acquirers. IBOCore only deploys real, consenting, fully-KYC'd directors, which keeps every package on the compliant side of that line.
Every available package in the inventory ships the same day once payment clears. You receive the full bundle (Articles, EIN letter, registered agent details, bank onboarding pack, signer contact and processor-ready KYB folder) via your merchant dashboard, typically within hours, not weeks.
Instant delivery means the company, nominee director, EIN and document pack are already built and sitting in stock. You are not waiting for formation, state filing or a fresh signer search. Acquire, pay, and the package URL unlocks the same day.
Yes. Company names are masked on the public grid until you sign in, but you can see opening state, age and availability status. Registering as a merchant is only required when you click Acquire on an available package.
Sold cards stay visible as social proof but cannot be acquired. Available stock rotates daily. If nothing fits, message us on Telegram with your vertical and timeline; we restock continuously because every IBO is sourced in-house.
