Paying for an IBO Package in USDT or USDC: Networks, Confirmation and Delivery

You pay the setup invoice in USDT or USDC on Ethereum (ERC20) or Tron (TRC20), to a deposit address generated for that invoice alone, for the exact amount shown. The checkout watches the chain and marks the invoice paid when the transaction confirms. Settlement releases the package the same day and schedules the monthly renewal invoices, the first due 30 days after delivery. Bank transfer is on the roadmap and not available at checkout today.

You pay for an IBO (Independent Business Operator) package in USDT or USDC, on Ethereum (ERC20) or Tron (TRC20), against an invoice that the merchant dashboard generates when you confirm a package, a plan and any add-ons. The checkout gives you a deposit address that belongs to that invoice alone and an exact coin amount. You send that amount on the chosen network; the page watches the chain and marks the invoice paid when the transaction confirms. Settlement releases the package the same day and starts the clock on the monthly renewal invoices, the first of which falls due 30 days after delivery. Bank transfer is on the roadmap and is not available at checkout today. This guide walks through each step as it exists, then the mistakes that delay a payment.

From the package choice to the invoice

Payment starts after the review. Registration on the merchant portal, the business proofs and the manual approval are covered in the timeline guide; the short version is that you see the dashboard only once the IBOCore team has approved the account, and that there is no KYC on your identity at any point: no passport, no utility bill, no video call. That click creates the setup invoice; nothing is charged before it, and the company name stays masked until the invoice is paid.

• Setup fee: $999, the one-time part of the price.
• One-time add-ons: bank pages ($2,499 for 12 pages) and the document template pack ($499) are added to the same invoice.
• Total due: the sum of the lines above, shown in US dollars with a due date.
• The IBO package costs $999 setup, then $2,999 per month from 30 days after delivery, whatever the vertical or the billing model.

USDT or USDC, on Ethereum or Tron

The checkout accepts two stablecoins on two networks, four combinations in total. Both coins are pegged to the US dollar, so the amount you send tracks the dollar invoice without a currency conversion on your side. The choice between them is practical: use the coin you already hold and the network your wallet or exchange supports for that coin. The one rule that matters is that coin and network must match the option you selected on the invoice page. The confirmation counts in the table are the checkout's own thresholds; Tron produces blocks quickly, so the higher count does not mean a long wait in normal conditions, and the page counts them for you either way.

The deposit address and the exact amount

Step one on the invoice page is the method. Crypto is pre-selected; bank transfer is displayed but marked unavailable. You pick one of the four options and the page provisions a deposit address for that invoice on that network. The address is unique to your invoice: it is how the payment is matched to your order without a reference number, and it stays the same if you refresh the page. Switching to another option shows a different address for that network, so always use the address on screen for the option you selected. The coin amount is converted from the dollar total when the page prepares the address, which is why the page asks for an exact figure rather than a rough equivalent.

1. Read the Send exactly line and copy the coin amount with the button next to it. Do not round it and do not retype it.
2. Copy the deposit address, or scan the QR code with your wallet. After pasting, check the first and last characters against the page.
3. In your wallet or on your exchange, choose the same coin and the same network as the option you selected on the invoice page.
4. Send once. The live status moves from waiting for your transaction, to transaction detected with a confirmation counter, to confirmed.
5. Leave the page open if you want to watch it. If you close it, nothing is lost: the confirmation reaches the invoice regardless, and the dashboard shows the updated status.

What the confirmation triggers

The invoice page checks the chain every few seconds while it is open, and the gateway also notifies IBOCore directly when the transaction reaches the required confirmations. Both paths run the same settlement once, so a payment never depends on your browser staying open. When the invoice flips to paid, the following happens the same day:

• The invoice is marked paid and shows its confirmation date.
• The company is assigned to you: the masked name is revealed and the package leaves the available inventory. Any other pending invoice on the same package is cancelled.
• The package documents and accesses are released in your dashboard: entity and director documents, bank access, the professional email and the residential proxy. What arrives item by item, and what to check on day one, is covered in the delivery-day guide.
• You are added to the private Telegram group with your account manager, where verification calls and acquirer requests are handled from then on.
• The renewal schedule is created: monthly renewal invoices, the first due 30 days after delivery.

The delivered documents show the director on the state filing and on the EIN letter; nothing in the checkout asks for your own identity documents. Once the invoice is paid, its page keeps a link to the package documents, so you can come back to it from the dashboard whenever you need the bundle again.

The renewal invoices that follow

The engagement terms guide covers what the billing anchor means and the 30-day activation window; this section is only about what a renewal invoice looks like at checkout. Because delivery happens the same day as settlement, the first renewal invoice falls due 30 days after your payment confirms, and one follows each month after that. The IBO package costs $999 setup, then $2,999 per month from 30 days after delivery, whatever the vertical or the billing model.

Renewal invoices are paid exactly like the setup fee. The invoice appears in the dashboard with a pay link; you open it, choose the coin and the network, and send the exact amount to the address generated for that invoice. A new address is provisioned for every invoice, so never reuse one from an earlier payment. How the fees are recorded in your own books, and any tax treatment of paying in stablecoins from your country, is a question for your accountant, not for IBOCore.

Mistakes that delay a payment

• Wrong network. USDT on Tron sent to an Ethereum address, or the reverse, does not reach the invoice. The address formats differ (0x versus T), so a wallet will usually refuse the transfer, but an exchange withdrawal form lets you pick any network it supports. Match the network to the option you selected before you confirm the withdrawal.
• Wrong coin on the right network. An address generated for USDC is watched for USDC; a USDT transfer to it is not matched to the invoice, even on the same chain. If you change your mind, switch the option on the invoice page and use the address it shows for that option.
• Exchange withdrawal fee deducted from the amount. Some exchanges subtract their withdrawal fee from the figure you enter, so the invoice receives less than the exact amount. Add the fee on top so that what lands equals the figure on the page, or send from a wallet where you control the outgoing amount.
• Partial or split payments. Send the amount in one transfer. If a transfer arrives short, do not guess the difference: message the IBOCore team on Telegram with the transaction hash and the invoice number so that it can be matched to the right invoice.
• Stale address. If you switched options on the page, the address on screen changed. Copy it again before sending.
• Paying a cancelled invoice. A pending setup invoice can be cancelled from its own page, which releases the package back to inventory. A cancelled invoice cannot be paid: open the package again and a new invoice is generated.
• Waiting. Two merchants can hold pending invoices on the same available package, and the first confirmed payment takes it; the other invoice is cancelled automatically. If you want a specific package, pay when you generate the invoice.

Bank transfer: on the roadmap, not at checkout

The invoice page lists bank transfer as a second method, ACH or international wire, and marks it unavailable: it cannot be selected. Bank transfers are not enabled yet; use crypto for now or reach out on Telegram. Do not wire funds to any account someone sends you claiming to be IBOCore; the only payment instructions that count are the deposit address and the amount rendered on your own invoice page, inside your merchant session. Until the bank channel is enabled, USDT or USDC on Ethereum or Tron is the only way to settle an invoice.

Questions merchants ask

Can I pay from an exchange account instead of a personal wallet?

Yes, provided the exchange lets you choose the network for the withdrawal and you account for its withdrawal fee. Pick the coin and the network that match the option on the invoice page, enter the deposit address from the page, and set the amount so that what arrives after the fee equals the exact figure shown. Exchange withdrawals can take longer to broadcast than a wallet transfer; the invoice page shows the transaction as soon as the gateway sees it on the chain, then counts the confirmations.

Do I need to keep the checkout page open until the payment confirms?

No. The page polls the chain every few seconds while it is open so you can watch the confirmation counter, and there is a manual refresh button if you prefer. Closing it changes nothing: the gateway notifies IBOCore when the transaction reaches the required confirmations and the invoice is settled on the server. When you come back, the dashboard shows the invoice as paid and the package as yours, and your account manager reaches you on Telegram for delivery.

What if I hold a different coin, or the same coin on another chain?

The checkout only settles the four listed options: USDT or USDC on ERC20 or TRC20. Bitcoin, ETH, TRX, or USDT on any other chain will not be matched to your invoice, and sending them to the address on the page can lose the funds. Convert to USDT or USDC on Ethereum or Tron first, on the exchange or wallet you already use, then pay the invoice from there. If your situation is unusual, ask on Telegram before sending anything.

Concrete terms: IBO, MID, DBA and KYB

An IBO (Independent Business Operator) is the US-resident officer on your entity. A MID (Merchant ID) is the processing account an acquirer assigns once underwriting clears. Your DBA (doing business as) is the billing descriptor cardholders see on statements; vague DBAs drive friendly fraud disputes. KYB (Know Your Business) is the acquirer review of ownership, website, refund policy and processing history before a MID goes live.

• EIN: US tax ID; every MID application references it.
• Authorized signer: the person legally accountable on bank and processor paperwork (your IBO).
• Personal guarantor: US-resident with SSN whose credit file the acquirer pulls.
• BOI report: FinCEN beneficial-ownership filing; must match reality.
• Package URL: the document bundle IBOCore delivers same day after acquisition.

Mistakes that cost operators their first MID

1. Hiring a $300 Telegram signer with no contract or credit file.
2. Listing a signer who is already guarantor on a dozen fresh MIDs (velocity flags).
3. Skipping BOI or hiding the real owner from FinCEN.
4. Expecting same-day processing when only the LLC was delivered, not the IBO layer.

FAQ: quick answers

How fast can I get an IBO package on IBOCore?

Available inventory ships the same day after payment. You receive Articles, EIN letter, registered agent details, bank onboarding pack and signer contact through your merchant dashboard. Processor onboarding typically follows over the next one to two weeks.

Where can I look up payment-processing jargon?

Use the Resources glossary on IBOCore (/resources) for 580+ definitions: MID, chargeback ratio, MATCH, rolling reserve, MCC, RDR, KYB and high-risk vertical vocabulary.