Every vertical IBOCore onboards pays the same: a one-time setup fee at checkout, a flat monthly fee from 30 days after delivery, nothing on volume. The add-ons are optional.
The setup fee buys the package; the monthly fee keeps it alive. Both are paid from your dashboard in USDT or USDC, and the price does not depend on your vertical, your billing model or what the MID processes.
Flat fee
Every vertical we serve: e-commerce, dropshipping, info-products, subscriptions, nutra, SaaS and the rest of the list.
US business entity (LLC or C-Corp)
Nominee Director (IBO)
Business bank account, full access
Complete documentation (Director & Business)
Professional email (contact@companyllc.com)
Director collaboration, no stolen identities
Dedicated US residential proxy
24/7 support in a private Telegram group
Bank pages(optional)
+$2,499 one-time for 12 bank pages
Merchant account consulting(optional)
+$899/month for all our ISO & partner contacts
Document template pack(optional)
+$499 one-time (agreements, invoices, bank statements)
Ticked at checkout. One-time add-ons are added to the setup invoice; the monthly add-on is billed alongside the monthly fee from the same 30-day mark. None of them is required to open a merchant account.
One-time
$2,499 one-time
12 custom merchant-facing bank pages used to pass acquirer due-diligence and KYB screenshots.
Monthly
$899 per month
Direct access to our full ISO & partner network so you can stack approvals faster.
One-time
$499 one-time
Agreements, invoices, bank statement and internal templates, ready to deploy.
The rules are the ones enforced on every package. Nothing else is charged.
$999, paid once in USDT or USDC when you confirm the order. The package is released the same day the payment confirms.
$2,999 per month, starting 30 days after delivery, whether or not a MID is live yet. Acquirer onboarding usually fits inside that window.
Generated when the setup invoice settles, one per month, each payable from the dashboard. Every due date is visible from day one.
No percentage of deposits, no per-chargeback fee, no penalty. Acquirer fees, reserves and settlement timing are the acquirer's.
A MID termination changes nothing on the fee side: no clawback, no refund. The package stays yours and can be presented to another acquirer.
A package left idle for 30 days without a merchant account opened can be reclaimed and reassigned. The setup fee is not refunded.
The director is exclusive to your package and never reused. Parallel MIDs on different processors mean one package per MID, each on its own clock.
USDT or USDC on ERC20 or TRC20. Bank transfer (ACH, international wire) is on the roadmap and disabled at checkout for now.
The arithmetic is short because the fee is flat. Illustrations with round numbers; they leave out acquirer fees, reserves and settlement timing, which the acquirer sets.
| Scenario | Year one | Notes |
|---|---|---|
| Package alone, activated in month one | $999 + 11 × $2,999 = $33,988 | The first monthly fee falls 30 days after delivery, so a calendar year holds eleven monthly invoices. |
| Package + consulting for six months | $33,988 + 6 × $899 = $39,382 | Consulting starts with the first monthly fee and can be dropped afterwards. |
| Package + bank pages + template pack | $33,988 + $2,499 + $499 = $36,986 | Both one-time add-ons land on the setup invoice. |
The billing questions of the FAQ, in one place. The full FAQ answers the rest.
One package, one price: a $999 one-time setup fee paid at checkout, then $2,999 per month starting 30 days after delivery. Optional add-ons on top: bank pages $2,499 one-time, merchant account consulting $899 per month, document template pack $499 one-time.
No. Every merchant buys the same package at the same price, whatever the vertical or the billing model. The billing model changes the underwriting conversation with the acquirer, not the fee.
No. A dropshipping store, a subscription box, a SaaS tool and a supplements brand pay the same $999 setup and the same $2,999 per month, and the monthly fee does not move with what the MID processes.
The package itself: the entity with its EIN, the director, the bank account with full access, the complete documentation, the professional email, the residential proxy and the same-day delivery. It is paid once, in USDT or USDC.
Keeping the package alive: the director under contract and reachable for calls and signatures, the entity in good standing, the bank account open in the company's name, the proxy assigned and the Telegram group staffed. It is a flat $2,999, whatever your volume, ticket size or number of acquirers.
Twelve renewal invoices are generated when the setup invoice settles, one per month, the first one dated 30 days after delivery. Each is payable from your dashboard in USDT or USDC, like the setup invoice.
No. It is not refunded once the package has been delivered, and it is not refunded when an idle package is reclaimed after the 30-day activation window. A delivered package is an operational asset with a director attached to it, not a reservation.
No. IBOCore charges nothing on volume, no per-chargeback fee, no penalty and no clawback. Acquirer fees, reserves and settlement timing are the acquirer's and sit on top of the package price.
The one-time add-ons (bank pages, document template pack) are added to the setup invoice. The consulting add-on is monthly and is billed alongside the $2,999 fee on each renewal invoice.
Yes. The entity type changes the formation documents, not the price: $999 setup, then $2,999 per month for either.
The monthly fee keeps the package alive for as long as you keep it. If you stop using it, say so in your private Telegram group; the guide on closing a US company when you stop processing covers what happens to the entity and the bank account.
The inventory, the verticals we onboard and the full FAQ.
Create your merchant account, pick a package in the inventory and pay the setup fee on the platform. Same-day delivery. Permanent stock.
No KYC on you, no notary, no travel. Just a USDT or USDC payment and a Telegram handle.
Reference material for operators researching IBO structures, US signers and nominee directors for high-risk merchant account infrastructure. Includes questions specific to this page.
An IBO (Independent Business Operator) is a US-resident individual who is legally appointed as the director of a US business entity on behalf of an operator based outside the United States. The IBO carries the legal and KYC responsibility of running the company on paper, while the operator drives the actual business. In a merchant account context, the IBO is the name on the entity, the name on the bank account and the name the processor underwrites.
In practice, these three terms describe roughly the same role. A "Nominee Director" is the formal corporate-law term for someone who holds a director title on behalf of another party. A "US Signer" emphasises the fact that the person signs US bank and processor paperwork. "IBO" is the industry term used inside the high-risk merchant account ecosystem. The legal function is essentially identical: a real US individual lends their name, ID and signature to a company they do not operationally control.
Anyone who wants to process high-risk volume through a US merchant account but is not a US resident. This includes international dropshippers, info-product sellers, subscription operators, SaaS founders, crypto-adjacent merchants, nutra operators, continuity sellers and any entrepreneur whose vertical is denied by banks in their home country. If you cannot open a US MID under your own name, you need an IBO.
High-risk acquirers require a local director, a clean US credit profile, proof of US residency and a US-incorporated entity. Non-US operators almost never satisfy all four conditions at once. On top of that, many operators need multiple MIDs in parallel to absorb processing caps. Instead of trying to open every MID personally, they use one IBO per entity and scale horizontally.
Technically yes, but in practice it almost always fails. A casual friend or family member in the US will not pass background checks, will not have an adequate credit score, will not want their name on a high-risk MID and will disappear the first time an acquirer asks for a verification call. Professional IBOs are pre-vetted, trained, responsive and contractually committed.
No, it is the opposite. Using IBOs is exactly how serious operators scale past single-MID processing caps. Each IBO gives you a fresh US entity and a fresh director identity, which means a fresh underwriting file that acquirers can approve without tripping duplicate-operator flags. The more IBOs you operate, the more parallel processing capacity you carry.
A serious IBO provides a government-issued photo ID, a proof of current US address, a social security number for KYB and tax forms, signed articles of incorporation, a signed operating agreement, an EIN confirmation letter, bank onboarding paperwork, a personal utility bill, a clean credit report and any additional document the acquirer requests during onboarding.
Reputable providers recruit IBOs through long-standing personal networks, not mass advertising. Every candidate passes a criminal background check, a credit score review (typically 650+), a banking history review and a behavioural interview on availability, responsiveness and willingness to cooperate with acquirer due diligence over months or years.
Package delivery is same day. Acquirer onboarding typically takes 3 to 10 business days depending on the processor and the vertical. End-to-end, serious operators move from order to live processing in around two weeks. Monthly billing starts 30 days after package delivery regardless.
Yes, when structured correctly. US corporate law explicitly allows non-resident individuals to own US companies and to appoint local directors. What is not legal is using stolen identities, forged documents or sham entities designed to defraud acquirers. IBOCore only deploys real, consenting, fully-KYC'd directors, which keeps every package on the compliant side of that line.
Visit /inventory for same-day packages with instant delivery from stock. Each card shows state, age and availability; names unlock after merchant registration.
The /resources glossary lists 580+ high-risk payments terms (MID, chargeback ratio, rolling reserve, MATCH, RDR) with search and categories.
